You could be owed up to £* per finance agreement

Have you been mis-sold?

If you've had a car, motorbike, van, motorhome or caravan on finance, check if you're owed compensation in under 60 seconds

Find my agreements

Your information is 100% safe and secure

You can claim for free, first to your lender or to the FOS / FSCS

Your lenders

Select all lender(s) that you financed a car, motorbike, van, motorhome or caravan with below

View more lenders

Please make a selection

Claim up to £* per agreement

Enter your name and date of birth so we can cross-reference any car finance agreement(s) you had with your lender(s)

Your information

Please enter your first name Your first name cannot be the same as your last name
Please enter your last name Your last name cannot be the same as your first name
Unfortunately, you would not have been old enough to take out the finance at the period we cover for claims

Claim up to £* per agreement

We need your current address to ensure your car finance agreements are verified accurately with our database

Your address

Please enter your postcode below and tap 'Search'

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Claim up to £* per agreement

Enter your mobile number and email address so we can cross-reference any car finance agreement(s) you had with your lender(s)

You have selected agreement(s) which could be worth a total refund value of: £*

Contact information

Enter your current mobile telephone number

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Enter your current email address

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Claim up to £* per agreement

By clicking 'Next' you agree to the Fountain Finances Privacy policy & re-engagement to complete your application

  • Takes less than 60 seconds

  • Easy & simple Journey

  • 9 in 10 had hidden commissions

  • Leaders in PCP claims

The lenders

We'll find any vehicle finance agreements you have had with any of these lenders

A

  • Abarth Financial Services
  • Abarth i-Deal
  • Advantage Finance
  • Alfa Romeo Financial Services
  • Alphabet (GB)
  • Alphera Financial Services
  • Aldermore Bank Asset Finance
  • Audi Finance

B

  • Barclays Partner Finance
  • Bentley
  • Billing Finance
  • Black Horse
  • Blue Motor Finance
  • BMW Financial Services

C

  • Chrysler Financial Services
  • Citroen
  • Close Brothers
  • Clydesdale Finance
  • Creation Financial Services
  • Cupra

D

  • Ducati
  • DS Automobiles

E

  • Erwin Hymer Group Finance

F

  • FCA Automotive Services UK
  • FCE Bank
  • Fiat Financial Services
  • Firstplus

G

  • GMAC (Vauxhall Finance)

H

  • Hitachi Capital
  • Honda Finance Europe
  • Hyundai Capital UK

J

  • Jaguar - Black Horse
  • Jeep Financial Services

L

  • Lancia Financial Services
  • Landrover
  • Lexus Financial Services
  • Lotus Financial Services

M

  • Maserati Financial Services
  • Mercedes-Benz Financial Services
  • Moneybarn
  • Morgan Motor Finance
  • MotoNovo Finance

N

  • N.I.I.B T/A Northridge Finance
  • Nissan Finance

O

  • Oodle Financial Services

P

  • Peugeot
  • Porsche
  • PSA Finance UK

R

  • RCI Financial Services
  • RateSetter Com

T

  • Toyota Financial Services

S

  • Santander Consumer Finance
  • Seat
  • Seat Finance
  • Secure Trust Bank
  • Shawbrook Bank
  • Shogun Finance
  • Skoda Finance
  • Specialist Motor Finance
  • Starline Motor Finance
  • Stellantis Financial Services UK
  • Suzuki Financial Services

T

  • Toyota Financial Services

V

  • Vauxhall Finance / GMAC
  • Volkswagen Financial Services
  • Volvo Financial Services

View all lenders

Find my agreements

You could claim

Millions of drivers could be owed money for mis-sold car finance deals

Vehicle finance providers added hidden commission fees into finance agreements. An investigation carried out by the FCA revealed situations where people were being overcharged on their monthly finance payments, this free online check will allow you to find out if you were one of the people affected

Have you had any of the following vehicles on finance?

Select which one applies to you

  • Car
  • Van
  • Motorbike
  • Motorhome
  • Caravan

Frequently asked questions

How do I determine if I qualify for compensation?

If you've had a finance agreement like PCP or HP, you may be eligible for compensation due to mis-selling. Check your eligibility by filling out our online form

What criteria must I meet to make a claim?

Your lender must have failed to disclose the commission details on your agreement(s). If your finance details were inadequately explained or you faced higher interest rates due to commissions, you could be eligible for £1,000s. Check our free online form to see if you meet the criteria

Does the type of agreement matter (PCP vs HP)?

Don't worry if you had an HP loan instead of a PCP agreement - we accept claims for various vehicle finance agreements. Start your claim today with our online form

What are the timescales for a claims?

The FCA paused the investigation of motor finance complaints (from the usual 8 week deadline) and this may continue until on or after 4th December 2025 whilst they examine the issue of car finance sales that involved discretionary commission. A complaint on your behalf can be submitted but you may not receive a response until the FCA has concluded it's review. However, a recent judgement means law firms can issue proceedings which are not subject to the FCA pause and as such claims can be submitted and potentially won today

Find my agreements